UK Salary & Tax Calculator

Enter your annual gross salary to estimate your take‑home pay after income tax and National Insurance. Our calculator uses current UK tax bands and allowances to give you an idea of what you will take home each month.

How UK income tax works

The UK tax system uses a personal allowance and progressive tax bands to determine how much tax you pay. For the 2024/25 tax year:

• Personal allowance: The first £12,570 you earn is tax‑free.
• Basic rate (20%): Applies to income between £12,571 and £50,270.
• Higher rate (40%): Applies to income between £50,271 and £150,000.
• Additional rate (45%): Applies to income over £150,000.

Your National Insurance contributions are also deducted from your salary. Our calculator adds all of these elements together to provide a rough estimate of your take‑home pay. Always consult official HMRC resources or a tax professional for personalised advice.